Introduction: The Biggest Choice of Your Loan Hello, and a very warm welcome to Fiknow! You have done it. You have found your dream home. You have saved up your down payment. Now, you are at the bank manager’s desk to sign the loan papers. This is the moment you have to make the … Read more
Introduction: The Most Important “Magic Number” in Your Budget Hello, and a very warm welcome to Fiknow! If you are planning to buy a home, a car, or even a new phone, there is one “magic number” you will hear everywhere: the EMI. The bank manager will say, “Sir, your EMI will be ₹15,000.” The … Read more
Introduction: That “Rejected” Feeling Hello, and a very warm welcome to Fiknow! Let’s be honest. Seeing the word “Rejected” on a loan application feels terrible. It can make you feel sad, angry, confused, and maybe even a little embarrassed. You had a plan—maybe a new business, a home renovation, or a medical emergency—and now, you … Read more
Introduction: The “Hidden Piggy Bank” in Your Home Hello, and a very warm welcome to Fiknow! For an Indian family, what is your biggest and most valuable asset? For most of us, it is our home. We work hard for 10, 20, 30 years to buy our own “Makaan.” It is our “Griha,” our … Read more
Introduction: The “Emergency Fund” Sitting in Your Locker Hello, and a very warm welcome to Fiknow! In India, gold is not just metal. It is a feeling. It is “Streedhan.” It is our mother’s and grandmother’s blessing. It is a sign of wealth, a part of every festival, and our family’s pride. But, more … Read more
Introduction: Fuel for Your Business Dream Hello, and welcome to Fiknow! Every big business in India started small. Whether it is a small kirana shop, a beauty parlour, a tea stall, or a small factory making paper cups, every business needs one thing to grow: Money. But for a small business owner in India, … Read more
Introduction: The Most Important Number in Your Financial Life Hello, and a very warm welcome to Fiknow! Let’s talk about the most important number in your financial life. It is not your bank balance. It is not your salary. It is not your age. It is a simple, 3-digit number: Your CIBIL Score. What … Read more
Introduction: The Dream of Your Own Home Hello, and a very warm welcome to Fiknow! What is the biggest dream for any Indian family? After “Roti” (food) and “Kapda” (clothes), it is “Makaan” (a house). The feeling of having your own home is special. It is a feeling of safety, pride, and success. It … Read more
Introduction: The “Big Indian Wedding” Dream Hello, and welcome to Fiknow! Let’s talk about one of the biggest, happiest, and most important days in an Indian’s life: the wedding. What comes to your mind? Laughter, family, friends, beautiful clothes, bright lights, amazing food, and lots of music and dancing. A “Big Indian Wedding” is … Read more
Introduction: A New “Team-Up” for Your Loan Hello, and welcome to Fiknow! If you are looking for a personal loan, you may have started to hear a new, confusing word: “Co-Lending.” What is this? Is it a new type of loan? Is it a new company? Don’t worry. This is your complete, simple guide. … Read more