Introduction: The “LIC Uncle” and Your Hidden Money Hello, and a very warm welcome to Fiknow! Let’s talk about something almost every family in India has. It’s not a car or a house. It’s that file of “LIC papers” that your father or the “LIC uncle” (your agent) told you to keep safe. For most … Read more
Introduction: A New Chapter, A New Need Hello, and a very warm welcome to Fiknow! Life after 60 is a new, wonderful chapter. It’s a time for family, for peace, and for enjoying the fruits of a lifetime of hard work. But life is also… life. It’s unpredictable. Even after 60, you might have big, … Read more
Introduction: The “Best Gift” for Your Daughter’s Future Hello, and a very warm welcome to Fiknow! As parents in India, we have a beautiful dream. We want to give our daughters the best of everything: the best education, a chance to stand on their own feet, and a wonderful, happy life. But let’s be honest. … Read more
Introduction: The Biggest Choice of Your Loan Hello, and a very warm welcome to Fiknow! You have done it. You have found your dream home. You have saved up your down payment. Now, you are at the bank manager’s desk to sign the loan papers. This is the moment you have to make the … Read more
Introduction: The Most Important “Magic Number” in Your Budget Hello, and a very warm welcome to Fiknow! If you are planning to buy a home, a car, or even a new phone, there is one “magic number” you will hear everywhere: the EMI. The bank manager will say, “Sir, your EMI will be ₹15,000.” The … Read more
Introduction: That “Rejected” Feeling Hello, and a very warm welcome to Fiknow! Let’s be honest. Seeing the word “Rejected” on a loan application feels terrible. It can make you feel sad, angry, confused, and maybe even a little embarrassed. You had a plan—maybe a new business, a home renovation, or a medical emergency—and now, you … Read more
Introduction: The “Hidden Piggy Bank” in Your Home Hello, and a very warm welcome to Fiknow! For an Indian family, what is your biggest and most valuable asset? For most of us, it is our home. We work hard for 10, 20, 30 years to buy our own “Makaan.” It is our “Griha,” our … Read more
Introduction: The “Emergency Fund” Sitting in Your Locker Hello, and a very warm welcome to Fiknow! In India, gold is not just metal. It is a feeling. It is “Streedhan.” It is our mother’s and grandmother’s blessing. It is a sign of wealth, a part of every festival, and our family’s pride. But, more … Read more
Introduction: Fuel for Your Business Dream Hello, and welcome to Fiknow! Every big business in India started small. Whether it is a small kirana shop, a beauty parlour, a tea stall, or a small factory making paper cups, every business needs one thing to grow: Money. But for a small business owner in India, … Read more
Introduction: The Most Important Number in Your Financial Life Hello, and a very warm welcome to Fiknow! Let’s talk about the most important number in your financial life. It is not your bank balance. It is not your salary. It is not your age. It is a simple, 3-digit number: Your CIBIL Score. What … Read more