Amit Sharma Namaste to every ambitious student and proud parent in India! Let’s start with a story that might sound very familiar to you. Imagine a young boy named Rahul. Rahul is bright, hardworking, and disciplined. For two years, he locked himself in his room, sacrificing cricket matches, family weddings, and festivals. His goal was simple: Crack … Read more
Introduction: The “Forgot Password” Panic Hello, and a very warm welcome to Fiknow! It is the 2nd or 5th of the month. Your loan EMI date is here. Usually, the money gets cut automatically from your bank (Auto-Debit). But this month, something went wrong. Maybe your bank balance was low yesterday. Maybe the auto-debit “bounced.” … Read more
Introduction: The “Instant Loan” Jungle Hello, and a very warm welcome to Fiknow! If you are a salaried professional in India, your phone is probably full of ads. “Get ₹5 Lakhs in 2 minutes!” “No Paperwork! Instant Cash!” Every app—Money View, Navi, KreditBee, Fibe—promises to be your best friend. They all promise low interest and … Read more
Introduction: The “No Score” Problem Hello, and a very warm welcome to Fiknow! Let’s talk about a problem that millions of young Indians face. You are a college student, a fresher in your first job, or a small shopkeeper. You need a small loan—maybe just ₹5,000 for a medical bill or to buy a new … Read more
Introduction: That “Sorry” Message Hurts Hello, and a very warm welcome to Fiknow! We have all been there. You open your Paytm app. You see the “Personal Loan” icon. You think, “I need ₹50,000 for an emergency.” You click on it, you fill in your details, you wait for the wheel to spin… and then: … Read more
Introduction: The “No Form 16” Problem Hello, and a very warm welcome to Fiknow! You are your own boss. You are a Freelancer, a Consultant, a YouTuber, a Designer, or a Gig Worker. You earn good money. Maybe even more than your friends who have 9-to-5 jobs. But when you walk into a bank to … Read more
Introduction: The ATM in Your Pocket Hello, and a very warm welcome to Fiknow! We all use Google Pay (GPay). It has become a habit. Whether we are buying vegetables, paying for chai at a tapri, or sending money to a friend, that “blue and white” icon is always there. But did you know that … Read more
Introduction: The “Kisan’s Credit Card” Just Got Bigger Ram Ram / Namaste! Welcome to Fiknow. If you are a farmer in India, you know that farming is not just hard work; it is an expensive business. Seeds, fertilizers, diesel, tractor rent—the costs keep going up. Before every sowing season, millions of farmers worry: “Where will … Read more
Introduction: The “Golden Egg” Business Opportunity Hello, and a very warm welcome to Fiknow! In rural India, poultry farming is often called the “ATM of the Village.” Why? Because unlike farming crops (which takes 6 months to harvest), a poultry farm can give you income every single day (from eggs) or every 45 days (from … Read more
Introduction: From “Dependence” to “Atmanirbhar” (Self-Reliance) Hello, and a very warm welcome to Fiknow! In India, we often use the word “Divyangjan” (Divine Body) for our brothers and sisters with physical disabilities. It is a word of respect. But respect alone does not pay the bills. Respect alone does not start a business. For a … Read more